For consultants and freelancers
Work for yourself? Your clients already cut your tax. Getting it back is the job.
Consultants and freelancers have the simplest business in India to run, and one of the easiest to overpay tax on. Your clients cut TDS before they pay you, so the tax has left before you see the money. Getting it back depends on each client reporting it correctly. And many professionals qualify for the presumptive scheme, a fixed-share way of declaring income that cuts both tax and paperwork, and do not know it. We match every rupee of TDS you are owed and check the scheme for you every year.
- Every filing is checked before you approve it
- A reply the same working day
- One fixed fee a month
What is different for you
What a general accounting page will not tell you.
The presumptive scheme may remove most of the work.
Eligible professionals can declare a fixed share of their receipts as income under the scheme called 44ADA, and skip detailed books and audit. Whether it saves money depends on your real costs.
Your clients cut TDS before paying you.
That money is already with the government. You claim it in your return, and only if it matches what your clients reported.
GST once you cross the limit.
The limit for services is lower than most people assume, and it is on gross receipts, not profit.
Advance tax, on the right dates.
How many payments and when depends on whether you use the presumptive scheme. Missing one costs interest. We send you the amount before each date.
Foreign clients are exports.
Work for a client outside India carries no GST, with the export paperwork and a letter of undertaking.
Your business and personal money will mix.
It happens to almost everyone working alone. We separate the two in your books, so your return shows only your business income.
What we do for you
Every month, this is what we take over.
- We check the presumptive scheme against the regular one. With your real numbers, so you take the option that leaves you paying less.
- We match every rupee of TDS you are owed. Against what each client reported. We chase the ones who cut it and did not report it, so nothing sits stuck in a mismatch.
- GST returns, if you are registered. Filed each period, with the GST you paid on purchases claimed back.
- Advance tax before each date. The amount, in a WhatsApp message, before it is due.
- Your return, filed. Prepared, sent to you, filed when you approve.
The tax has already left your invoice. Getting it back is the job. We do that as your finance team, every month.
Software does the routine work. Our team reviews every return. You approve, then we file. How it works
Read more
The filings that matter most for you.
Questions
Things people in your position ask.
What is the presumptive scheme, and should I use it?
Under the scheme called 44ADA you declare a fixed share of your gross receipts as income. You do not have to keep detailed books or get a tax audit. If your real expenses are lower than that share, you pay less tax and do far less work. If your expenses are high, the regular route is better. We compare both on your numbers before year end.
My client cut TDS but it does not show in my tax statement.
Then the client did not report it correctly, or reported it against the wrong PAN. You cannot claim credit that does not appear in your Form 26AS or your AIS statement. It is fixable, but only by the client filing a correction, so it needs chasing early. We check this through the year, not at filing time.
Do I need to register for GST as a consultant?
Once your gross receipts cross the limit for services. It is counted on receipts, not profit, so a consultant with high receipts and modest income can cross it sooner than expected. Clients outside India count as exports, and we handle the paperwork that keeps them free of GST.
Can you take on a one-person consultancy?
Yes. GST, TDS credit, advance tax and your return, with the presumptive scheme checked every year.