For retail and restaurants
Run a shop or a restaurant? Daily cash, card payouts and Swiggy money never match on their own. We make them match.
By month end most shop owners cannot say whether the day's sales reached the bank. A shop or a restaurant makes hundreds of small sales a day, in cash, on cards and through apps. The card money lands a day or two later, minus a fee. The app money lands weekly, minus commission and tax. The cash sits in a drawer. Staff join and leave every month. We match every day of sales to what reached the bank. We run your payroll with every joiner and leaver. We file your GST the way your kind of business needs.
- Every filing is checked before you approve it
- A reply the same working day
- One fixed fee a month
What is different for you
What a general accounting page will not tell you.
Small businesses can pay GST as a flat share of sales.
The composition scheme is for a shop or a restaurant under a turnover limit. You pay a small fixed share of your sales as GST. The payment is every quarter and the return once a year. You cannot claim GST credit on purchases and cannot charge GST on the bill. You cannot sell to another state, and your bill must say you are on the scheme.
Most restaurants pay a lower GST rate and claim no credit.
A restaurant outside a high tariff hotel pays GST at a lower rate on food. In exchange it cannot claim the GST on what it buys. The GST on your rent, your supplies and the app commission is then a cost. It belongs in your menu price.
On Swiggy and Zomato, the platform pays the GST on the food.
For orders through a food app, the platform pays the GST on the meal to the government. You still report those sales in your own return, without paying GST on them again. The payout also comes after income tax cut on your gross sales, not on what you receive. Three numbers, three places, and they must agree.
Cash, cards and apps all land in different ways.
Cash is in the drawer today. Card money arrives days later, less the bank fee. App money arrives weekly, less commission. Matching each day of sales to each of those landings is the job most shops skip. It is also where a bank fee or a short payout goes unnoticed.
Service charge is taxable. Tips are not sales.
A restaurant cannot add a service charge to the bill by default. If the customer agrees to pay it, it is part of the bill and carries GST. A tip the customer chooses to leave goes to staff and is not your sale. Mixing the two overstates your sales and your tax.
Staff come and go, and each one is a payroll event.
A joiner needs a salary structure and often a PF or ESI number. Both start once your headcount crosses a limit, and ESI covers only staff below a wage limit. A leaver needs a final payment, with leave and dues counted. In a business where the team changes every month, payroll is monthly work.
What we do for you
Every month, this is what we take over.
- We match every day of sales to your bank. Cash, cards and app payouts, each traced to the day it was earned and the day it landed. Bank fees and commissions recorded as costs, not lost.
- We file GST the way your business needs. The composition scheme if it suits you, with its quarterly payment. Or the regular return, with the lower restaurant rate handled correctly and Swiggy and Zomato sales reported the way the rule requires.
- We run payroll for a changing team. Joiners, leavers, final pay, PF and ESI where they apply, and the tax on salaries. Every month.
- We watch the limit on cash you receive. The law caps cash from one customer in a day, for one deal, or for one event. Above it the penalty equals the amount received. We record every receipt and warn you before a booking gets close to it.
- We show you what each outlet earns. Your monthly report shows sales, costs and margin by shop or branch, so you can see which one earns and which one loses money.
- Everything beyond the counter. Books, GST, TDS, income tax, ROC where it applies, and notices. We run all of it as your finance team, for one fixed fee. Payroll is quoted separately.
In a shop the money is never missing. It is in the card fee, the app commission, and the day nobody matched.
Software does the routine work. Our team reviews every return. You approve, then we file. How it works
Read more
The filings that matter most for you.
Questions
Things people in your position ask.
Should my shop be on the composition scheme?
It depends on your sales, your customers and where you buy. The scheme means less paperwork and a small flat tax. In exchange there is no credit on purchases and no sales to another state. It also limits selling through a food app, so we check that first. We compare both routes on your real numbers and tell you which one costs less.
Swiggy already pays the GST on my orders. Do I still report them?
Yes. The platform pays the GST on the meal, but the sale is still yours and goes into your return. Your payout also comes after commission and income tax cut on your sales. That tax is yours to claim in your income tax return. We handle all three sides.
My sales never match my bank. Is something wrong?
Usually not. Card money lands later minus a fee, app money lands weekly minus commission, and cash sits in the drawer. Matched day by day, the numbers agree. We do that matching every month and tell you if a day really is short.
Can you take on a chain with several outlets?
Yes. Each outlet is recorded on its own, so you see which one makes money. The GST and payroll for all of them run from one set of books.